Home Equity Loans & Lines

Home Equity Loans & Lines

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Home Equity Loans & Lines

Unlock the true value of your home to finance just about any expense. Use your home’s equity for home improvement, debt consolidation, and more.

Home Equity Loan

Tap into the equity you've built up in your home to finance major expenses such as home improvements, debt consolidation, and more.

  • Lock in a fixed, competitive rate
  • Choose your repayment period
  • Interest may be tax deductible**

Call (760) 337-4200 or stop by your local branch for more information

Home Equity Line of Credit

Use the equity in your home to get peace-of-mind. With a HELOC you only  borrow what you need when you need it. Great for smaller projects or as an emergency fund. 

  • Interest only accrues after draw
  • Use the funds for just about anything
  • Variable, competitive rate

Call (760) 337-4200 or stop by your local branch for more information

Rates

Loan Type
Term (Months)
APR*
Notes
Account Type
Dividend Rate
APY*
Account Type
Terms (Years)
APR* as low as
Notes
HELOC
Term (Months)
25
APR*
9.25%
-
11.00%
Notes

10-year draw period followed by 15-year repayment period. Rate based on Approved Line Amount. See a Branch Representative for more information.

HELOC
Term (Months)
25
APR* as low as
9.25%
-
11.00%
Notes

10-year draw period followed by 15-year repayment period. Rate based on Approved Line Amount. See a Branch Representative for more information.

HELOC
Term (Months)
APY*
9.25%
-
11.00%
Home Equity Loan
Term (Months)
20
APR*
9.50%
-
11.50%
Notes
Home Equity Loan
Term (Months)
20
APR* as low as
9.50%
-
11.50%
Notes
Home Equity Loan
Term (Months)
APY*
9.50%
-
11.50%

*APR = Annual Percentage Rate

**Consult a tax advisor.